:root {
    --navy: #082a52;
    --navy-deep: #041d3a;
    --blue: #0b4f8a;
    --blue-bright: #1268ad;
    --gold: #d6a62e;
    --gold-dark: #a97e15;
    --gold-light: #f1d57a;
    --ink: #18324b;
    --muted: #617487;
    --soft: #eef4f8;
    --soft-blue: #e8f1f8;
    --cream: #f8f5ed;
    --white: #ffffff;
    --border: #dfe8ef;
    --success: #128c4b;
    --shadow: 0 18px 50px rgba(4, 29, 58, .12);
    --shadow-soft: 0 10px 30px rgba(4, 29, 58, .08);
    --radius: 18px;
    --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    color: var(--ink);
    background: var(--white);
    font-family: Inter, "Segoe UI", Arial, sans-serif;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
img { max-width: 100%; height: auto; }
a { color: var(--blue); text-decoration: none; }
a:hover { color: var(--navy); }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }

.screen-reader-text {
    position: absolute !important;
    width: 1px; height: 1px; padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.skip-link {
    position: fixed; top: 8px; left: 8px; z-index: 9999;
    background: var(--white); color: var(--navy); padding: 10px 16px;
    transform: translateY(-150%); border-radius: 6px; box-shadow: var(--shadow);
}
.skip-link:focus { transform: translateY(0); }
.container { width: min(calc(100% - 40px), var(--container)); margin: 0 auto; }
.narrow-content { max-width: 860px; }
.section { padding: 96px 0; }
.section-light { background: var(--white); }
.section-soft { background: linear-gradient(180deg, #f5f9fc 0%, #eef4f8 100%); }
.centered { text-align: center; }

h1, h2, h3, h4 { color: var(--navy); line-height: 1.15; margin-top: 0; letter-spacing: -.025em; }
h1 { font-size: clamp(2.7rem, 5vw, 5.2rem); }
h2 { font-size: clamp(2rem, 3.4vw, 3.45rem); }
h3 { font-size: 1.35rem; }
p { margin-top: 0; }
.lead { font-size: 1.18rem; color: #37516a; }
.eyebrow {
    display: inline-flex; align-items: center; gap: 10px;
    margin-bottom: 18px; color: var(--gold-dark); font-size: .78rem;
    font-weight: 800; text-transform: uppercase; letter-spacing: .16em;
}
.eyebrow::before { content: ""; width: 34px; height: 2px; background: currentColor; }
.eyebrow-light { color: var(--gold-light); }
.section-heading { max-width: 760px; margin-bottom: 52px; }
.section-heading.centered { margin-left: auto; margin-right: auto; }
.section-heading p { color: var(--muted); font-size: 1.08rem; }

.button {
    display: inline-flex; align-items: center; justify-content: center; gap: 9px;
    min-height: 48px; padding: 12px 22px; border: 2px solid transparent;
    border-radius: 8px; font-weight: 800; line-height: 1.2; transition: .25s ease;
}
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--blue); color: var(--white); box-shadow: 0 8px 20px rgba(11, 79, 138, .18); }
.button-primary:hover { background: var(--navy); color: var(--white); }
.button-gold { background: var(--gold); color: var(--navy-deep); box-shadow: 0 8px 20px rgba(214, 166, 46, .2); }
.button-gold:hover { background: #e7ba46; color: var(--navy-deep); }
.button-outline-light { border-color: rgba(255,255,255,.55); color: var(--white); background: rgba(255,255,255,.04); }
.button-outline-light:hover { background: var(--white); color: var(--navy); }
.button-outline { border-color: var(--blue); color: var(--blue); }
.button-large { min-height: 56px; padding: 15px 26px; }
.button-full { width: 100%; }
.text-link { font-weight: 800; }
.text-link span { display: inline-block; transition: transform .2s; }
.text-link:hover span { transform: translateX(4px); }

.utility-bar { background: var(--navy-deep); color: #dfeaf4; font-size: .82rem; }
.utility-inner { min-height: 40px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.utility-contact, .utility-actions { display: flex; align-items: center; gap: 14px; }
.utility-bar a { color: var(--white); }
.utility-divider { width: 1px; height: 16px; background: rgba(255,255,255,.2); }
.utility-whatsapp { padding-left: 15px; border-left: 1px solid rgba(255,255,255,.2); color: var(--gold-light) !important; font-weight: 800; }
.main-nav-wrap { position: sticky; top: 0; z-index: 900; background: linear-gradient(135deg,var(--navy-deep),var(--navy) 60%,#0e5c9b); border-bottom: 1px solid rgba(255,255,255,.1); transition: box-shadow .2s, background .2s; }
.main-nav-wrap.scrolled { box-shadow: 0 10px 30px rgba(4,29,58,.24); }
.main-nav-inner { min-height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
.site-brand { display: flex; width: 390px; max-width: 48vw; }
.site-brand .custom-logo-link { display: flex; align-items: center; }
.site-brand img { width: 100%; max-height: 92px; object-fit: contain; object-position: left center; }
.primary-navigation { display: flex; align-items: center; gap: 24px; }
.nav-menu { display: flex; align-items: center; gap: 28px; padding: 0; margin: 0; list-style: none; }
.nav-menu a { color: rgba(255,255,255,.92); font-size: .94rem; font-weight: 750; }
.nav-menu a:hover { color: var(--gold-light); }
.menu-toggle { display: none; width: 48px; height: 44px; border: 0; background: transparent; padding: 10px; }
.menu-toggle > span:not(.screen-reader-text) { display: block; height: 2px; background: var(--white); margin: 6px 0; transition: .2s; }
.nav-cta { box-shadow: 0 10px 26px rgba(214,166,46,.2); }

.hero { position: relative; overflow: hidden; background: radial-gradient(circle at 86% 20%, #1668a7 0%, #0a467d 24%, var(--navy) 58%, var(--navy-deep) 100%); color: var(--white); }
.hero::after { content: ""; position: absolute; right: -10%; bottom: -58%; width: 62%; aspect-ratio: 1; border: 1px solid rgba(214,166,46,.2); border-radius: 50%; box-shadow: 0 0 0 70px rgba(214,166,46,.04), 0 0 0 140px rgba(214,166,46,.03); }
.hero-pattern { position: absolute; inset: 0; opacity: .12; background-image: linear-gradient(135deg, transparent 25%, rgba(255,255,255,.15) 25%, rgba(255,255,255,.15) 26%, transparent 26%, transparent 75%, rgba(255,255,255,.15) 75%, rgba(255,255,255,.15) 76%, transparent 76%); background-size: 46px 46px; mask-image: linear-gradient(to right, transparent, black 60%); }
.hero-grid { position: relative; z-index: 2; min-height: 650px; display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 64px; padding-top: 72px; padding-bottom: 86px; }
.hero h1 { max-width: 780px; color: var(--white); margin-bottom: 24px; }
.hero-lead { max-width: 680px; font-size: 1.22rem; color: #d9e8f4; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 34px 0; }
.trust-row { display: flex; flex-wrap: wrap; gap: 12px 28px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.17); color: #c8dbe9; font-size: .9rem; }
.trust-row span::before { content: "✓"; color: var(--gold-light); margin-right: 7px; font-weight: 900; }
.trust-row strong { color: var(--white); }
.hero-visual { position: relative; min-height: 430px; display: grid; place-items: center; }
.hero-photo-shell { position: relative; width: min(100%, 500px); min-height: 450px; overflow: hidden; border-radius: 26px; border: 1px solid rgba(255,255,255,.22); box-shadow: 0 35px 80px rgba(0,0,0,.30); background: rgba(255,255,255,.08); }
.hero-banner-photo { display: block; width: 100%; height: 450px; object-fit: cover; object-position: center; }
.hero-photo-overlay { position: absolute; inset: 0; background: linear-gradient(180deg,rgba(4,29,58,.02) 25%,rgba(4,29,58,.78) 100%); }
.hero-photo-badge { position: absolute; left: 22px; right: 22px; bottom: 22px; display: flex; align-items: center; gap: 14px; padding: 16px 18px; border-radius: 16px; background: rgba(255,255,255,.95); color: var(--navy); box-shadow: 0 16px 40px rgba(0,0,0,.22); }
.hero-photo-badge small, .hero-photo-badge strong { display: block; }
.hero-photo-badge small { color: var(--muted); font-size: .8rem; }
.hero-photo-badge strong { margin-top: 2px; }

.finance-card { width: min(100%, 430px); min-height: 420px; padding: 28px; background: rgba(255,255,255,.96); color: var(--ink); border: 1px solid rgba(255,255,255,.5); border-radius: 24px; box-shadow: 0 35px 80px rgba(0,0,0,.28); transform: rotate(2deg); }
.finance-card-top { display: flex; align-items: center; gap: 13px; color: var(--navy); font-size: 1.08rem; font-weight: 850; }
.mini-logo { width: 48px; height: 52px; display: grid; place-items: center; }
.mini-logo img { height: 48px; }
.growth-visual { position: relative; height: 245px; display: flex; align-items: end; gap: 16px; padding: 30px 25px 20px; margin: 26px 0; border-radius: 16px; background: linear-gradient(180deg,#f5f9fc,#e9f2f8); overflow: hidden; }
.growth-visual .bar { flex: 1; max-width: 52px; background: linear-gradient(180deg,var(--blue-bright),var(--navy)); border-radius: 8px 8px 2px 2px; opacity: .85; }
.bar-one { height: 30%; }.bar-two { height: 48%; }.bar-three { height: 64%; }.bar-four { height: 85%; }
.growth-visual svg { position: absolute; inset: 32px 14px 20px; width: calc(100% - 28px); height: calc(100% - 52px); overflow: visible; }
.growth-visual path { fill: none; stroke: var(--gold); stroke-width: 7; stroke-linecap: round; filter: drop-shadow(0 4px 4px rgba(169,126,21,.22)); }
.growth-visual circle { fill: var(--gold); }
.finance-card-footer { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.finance-card-footer div { padding: 15px; background: var(--soft); border-radius: 12px; }
.finance-card-footer small { display: block; color: var(--muted); }
.finance-card-footer strong { color: var(--navy); }
.floating-card { position: absolute; display: flex; align-items: center; gap: 9px; padding: 13px 17px; background: var(--white); color: var(--navy); border-radius: 11px; box-shadow: var(--shadow); font-weight: 800; font-size: .88rem; }
.floating-card span { display: grid; place-items: center; width: 25px; height: 25px; border-radius: 50%; background: #dcf6e7; color: var(--success); }
.floating-card-one { left: -12px; top: 72px; transform: rotate(-3deg); }
.floating-card-two { right: -20px; bottom: 58px; transform: rotate(4deg); }

.quick-actions { position: relative; z-index: 5; margin-top: -42px; }
.quick-actions-grid { display: grid; grid-template-columns: repeat(4,1fr); background: var(--white); border-radius: 14px; box-shadow: var(--shadow); overflow: hidden; }
.quick-card { min-height: 128px; display: grid; grid-template-columns: 48px 1fr 20px; align-items: center; gap: 15px; padding: 24px; color: var(--ink); border-right: 1px solid var(--border); transition: .22s; }
.quick-card:last-child { border-right: 0; }
.quick-card:hover { background: var(--soft); color: var(--ink); }
.quick-icon { width: 46px; height: 46px; display: grid; place-items: center; border-radius: 10px; background: var(--soft-blue); color: var(--blue); font-weight: 900; font-size: 1.2rem; }
.quick-card strong, .quick-card small { display: block; }
.quick-card strong { color: var(--navy); }
.quick-card small { margin-top: 4px; color: var(--muted); line-height: 1.4; }
.quick-arrow { color: var(--gold-dark); font-size: 1.3rem; }

.split-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.mission-panel { padding: 10px 0 10px 36px; border-left: 3px solid var(--gold); }
.mission-item { display: grid; grid-template-columns: 54px 1fr; gap: 20px; padding: 28px 0; border-bottom: 1px solid var(--border); }
.mission-item:last-child { border-bottom: 0; }
.number-tag { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%; background: var(--navy); color: var(--gold-light); font-weight: 900; }
.mission-item h3 { margin-bottom: 9px; }
.mission-item p { color: var(--muted); }

.service-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.service-card { position: relative; padding: 32px; border: 1px solid var(--border); border-radius: var(--radius); background: var(--white); box-shadow: 0 6px 25px rgba(4,29,58,.04); transition: .25s; overflow: hidden; }
.service-card::before { content: ""; position: absolute; left: 0; top: 0; width: 100%; height: 4px; background: linear-gradient(90deg,var(--blue),var(--gold)); transform: scaleX(0); transform-origin: left; transition: .25s; }
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-soft); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon { width: 52px; height: 52px; display: grid; place-items: center; margin-bottom: 22px; border-radius: 12px; background: var(--navy); color: var(--gold-light); font-size: 1.35rem; font-weight: 900; }
.service-card p { color: var(--muted); }
.service-card a { font-weight: 850; }

.values-section { background: linear-gradient(130deg,var(--navy-deep),var(--navy) 60%,#0b4f8a); }
.values-section h2 { color: var(--white); }
.values-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.value-card { min-height: 220px; padding: 28px; border: 1px solid rgba(255,255,255,.12); border-radius: 16px; background: rgba(255,255,255,.06); color: #d8e6f1; }
.value-card > span { color: var(--gold-light); font-size: .78rem; font-weight: 900; letter-spacing: .14em; }
.value-card h3 { color: var(--white); margin: 30px 0 10px; }

.process-grid { display: grid; grid-template-columns: repeat(5,1fr); gap: 15px; }
.process-step { position: relative; padding: 28px 22px; background: var(--white); border: 1px solid var(--border); border-radius: 14px; }
.process-step::after { content: "→"; position: absolute; top: 38px; right: -14px; z-index: 2; color: var(--gold-dark); font-weight: 900; }
.process-step:last-child::after { display: none; }
.process-step > span { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--blue); color: var(--white); font-weight: 900; margin-bottom: 28px; }
.process-step p { color: var(--muted); font-size: .93rem; }

.application-section { background: linear-gradient(135deg,var(--navy-deep),var(--navy) 62%,#0e5c9b); }
.application-grid { display: grid; grid-template-columns: .85fr 1.15fr; align-items: start; gap: 64px; }
.application-copy { color: #d9e8f4; padding-top: 24px; }
.application-copy h2 { color: var(--white); }
.security-note { display: grid; grid-template-columns: 48px 1fr; gap: 16px; padding: 20px; margin: 28px 0; border: 1px solid rgba(255,255,255,.14); border-radius: 14px; background: rgba(255,255,255,.07); }
.security-icon { width: 44px; height: 44px; display: grid; place-items: center; border-radius: 50%; background: rgba(214,166,46,.16); }
.security-note strong { color: var(--white); }
.security-note p { margin: 5px 0 0; font-size: .92rem; }
.check-list { list-style: none; padding: 0; margin: 26px 0; }
.check-list li { position: relative; padding-left: 32px; margin: 12px 0; }
.check-list li::before { content: "✓"; position: absolute; left: 0; top: 1px; width: 21px; height: 21px; display: grid; place-items: center; border-radius: 50%; background: #dff5e8; color: var(--success); font-weight: 900; font-size: .78rem; }
.light-list li::before { background: rgba(214,166,46,.16); color: var(--gold-light); }

.whatsapp-form { padding: 34px; border-radius: 20px; background: var(--white); box-shadow: 0 28px 70px rgba(0,0,0,.22); }
.form-heading { margin-bottom: 24px; }
.form-heading > span { color: var(--gold-dark); font-size: .77rem; font-weight: 850; text-transform: uppercase; letter-spacing: .14em; }
.form-heading h3 { font-size: 1.7rem; margin: 7px 0 0; }
.form-grid.two-columns { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.whatsapp-form label { display: block; margin-bottom: 16px; color: var(--navy); font-size: .88rem; font-weight: 800; }
.whatsapp-form input, .whatsapp-form select, .whatsapp-form textarea {
    width: 100%; margin-top: 7px; padding: 13px 14px; border: 1px solid #cbd9e4; border-radius: 8px; background: #fbfdff; color: var(--ink); outline: none; transition: border-color .2s, box-shadow .2s;
}
.whatsapp-form input:focus, .whatsapp-form select:focus, .whatsapp-form textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(11,79,138,.1); }
.whatsapp-form textarea { resize: vertical; }
.consent-field { display: grid !important; grid-template-columns: 20px 1fr; gap: 10px; align-items: start; font-weight: 500 !important; color: var(--muted) !important; }
.consent-field input { width: 18px; height: 18px; margin: 3px 0 0; }
.form-status { min-height: 22px; margin: 10px 0 0; color: var(--success); font-size: .86rem; text-align: center; }

.documents-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 28px; }
.document-card, .wellness-card { padding: 42px; border-radius: 20px; }
.document-card { border: 1px solid var(--border); box-shadow: var(--shadow-soft); }
.document-list { list-style: none; padding: 0; margin: 30px 0; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.document-list li { display: flex; align-items: center; gap: 12px; padding: 14px; background: var(--soft); border-radius: 10px; font-weight: 750; }
.document-list span { color: var(--gold-dark); font-size: .75rem; font-weight: 900; }
.small-note { padding-top: 18px; border-top: 1px solid var(--border); color: var(--muted); font-size: .86rem; }
.wellness-card { background: linear-gradient(145deg,var(--navy),#0b4f8a); color: #d8e6f1; }
.wellness-card h2 { color: var(--white); }

.picture-showcase { overflow: hidden; }
.picture-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.picture-card { overflow: hidden; border-radius: 20px; background: var(--white); border: 1px solid var(--border); box-shadow: var(--shadow-soft); transition: transform .25s ease, box-shadow .25s ease; }
.picture-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.picture-card img { display: block; width: 100%; height: 240px; object-fit: cover; background: linear-gradient(180deg,#eef5fb,#dceaf7); }
.picture-copy { padding: 24px 24px 28px; }
.picture-copy h3 { margin-bottom: 10px; }
.picture-copy p { margin: 0; color: var(--muted); }

.testimonials-section { background: var(--cream); }
.testimonial-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.testimonial { margin: 0; padding: 28px; border-radius: 16px; background: var(--white); box-shadow: 0 8px 25px rgba(4,29,58,.06); }
.testimonial > span { color: var(--gold); font-family: Georgia, serif; font-size: 4rem; line-height: .7; }
.testimonial p { min-height: 90px; color: var(--ink); font-size: 1.06rem; }
.testimonial footer { color: var(--muted); font-size: .86rem; font-weight: 750; }

.faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 72px; align-items: start; }
.accordion details { border-bottom: 1px solid #ccd9e3; }
.accordion summary { list-style: none; position: relative; padding: 22px 48px 22px 0; color: var(--navy); font-size: 1.08rem; font-weight: 850; cursor: pointer; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; position: absolute; right: 4px; top: 17px; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--white); color: var(--blue); font-size: 1.35rem; }
.accordion details[open] summary::after { content: "−"; }
.accordion details p { padding: 0 50px 22px 0; color: var(--muted); }

.consultation-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 64px; align-items: center; }
.consultation-points { display: grid; gap: 13px; margin-top: 30px; }
.consultation-points div { padding: 16px 18px; border-left: 3px solid var(--gold); background: var(--soft); }
.consultation-points strong, .consultation-points span { display: block; }
.consultation-points span { color: var(--muted); font-size: .9rem; }
.consultation-form { border: 1px solid var(--border); box-shadow: var(--shadow-soft); }

.legal-section { padding-top: 30px; }
.legal-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.legal-card { padding: 32px; border: 1px solid var(--border); border-radius: 16px; background: var(--white); }
.legal-card h2 { font-size: 1.65rem; }
.legal-card p { color: var(--muted); }
.legal-icon { width: 48px; height: 48px; display: grid; place-items: center; margin-bottom: 20px; border-radius: 12px; background: var(--soft-blue); color: var(--blue); font-weight: 900; }

.contact-section { background: linear-gradient(135deg,var(--navy-deep),var(--navy)); color: #d8e6f1; }
.contact-grid { display: grid; grid-template-columns: 1fr .9fr; gap: 64px; align-items: start; }
.contact-details h2 { color: var(--white); }
.contact-list { display: grid; gap: 12px; margin-top: 30px; }
.contact-list > a, .contact-list > div { display: grid; grid-template-columns: 46px 1fr; align-items: center; gap: 15px; padding: 15px; border: 1px solid rgba(255,255,255,.12); border-radius: 12px; background: rgba(255,255,255,.05); color: var(--white); }
.contact-list > a:hover { background: rgba(255,255,255,.1); }
.contact-list > a > span, .contact-list > div > span { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; background: rgba(214,166,46,.16); color: var(--gold-light); }
.contact-list small, .contact-list strong { display: block; }
.contact-list small { color: #a9c0d2; }
.callback-form { background: rgba(255,255,255,.98); }

.site-footer { background: #03162d; color: #b9c9d7; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr 1fr 1fr; gap: 44px; padding-top: 72px; padding-bottom: 62px; }
.footer-brand img { width: 360px; max-width: 100%; max-height: 100px; object-fit: contain; object-position: left; margin-bottom: 18px; }
.footer-heading { color: var(--white); font-size: 1rem; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 20px; }
.footer-links, .footer-contact { list-style: none; padding: 0; margin: 0; }
.footer-links li, .footer-contact li { margin: 10px 0; }
.site-footer a { color: #dbe7ef; }
.site-footer a:hover { color: var(--gold-light); }
.approved-by { display: flex; align-items: center; justify-content: space-between; gap: 30px; padding-top: 26px; padding-bottom: 26px; border-top: 1px solid rgba(255,255,255,.09); }
.approved-label { color: var(--white); font-size: .82rem; font-weight: 900; text-transform: uppercase; letter-spacing: .14em; }
.approved-details { display: grid; justify-items: end; gap: 10px; }
.approved-logos { display: flex; align-items: center; justify-content: flex-end; flex-wrap: wrap; gap: 18px; }
.approved-logos img { display: block; width: auto; max-width: 190px; height: 64px; object-fit: contain; padding: 8px 12px; border-radius: 10px; background: var(--white); }
.footer-ncr-number { margin: 0; color: var(--white); font-size: .9rem; letter-spacing: .02em; }
.footer-ncr-number strong { color: var(--gold-light); }
.ncr-number { margin-top: 18px; padding: 12px 16px; border-left: 3px solid var(--gold); border-radius: 0 8px 8px 0; background: var(--soft); color: var(--navy) !important; }

.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); }
.footer-bottom-inner { min-height: 68px; display: flex; align-items: center; justify-content: space-between; gap: 20px; font-size: .82rem; }
.footer-bottom p { margin: 0; }

.floating-whatsapp { position: fixed; right: 22px; bottom: 24px; z-index: 950; display: flex; align-items: center; gap: 9px; min-height: 54px; padding: 11px 18px 11px 13px; border-radius: 99px; background: #21b95b; color: var(--white); box-shadow: 0 14px 35px rgba(0,0,0,.25); font-weight: 850; }
.floating-whatsapp:hover { background: #16984a; color: var(--white); transform: translateY(-2px); }
.floating-whatsapp svg { width: 30px; height: 30px; fill: currentColor; }
.mobile-cta-bar { display: none; }

.content-area { min-height: 65vh; }
.content-card { padding: 42px; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow-soft); }
.entry-content > *:first-child { margin-top: 0; }
.error-page { min-height: 55vh; display: flex; flex-direction: column; align-items: center; justify-content: center; }
.centered-actions { justify-content: center; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .65s ease, transform .65s ease; }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; transition-duration: .01ms !important; }
    .reveal { opacity: 1; transform: none; }
}

@media (max-width: 1080px) {
    .utility-hours { display: none; }
    .nav-menu { gap: 18px; }
    .hero-grid { gap: 30px; }
    .quick-actions-grid { grid-template-columns: 1fr 1fr; }
    .quick-card:nth-child(2) { border-right: 0; }
    .quick-card:nth-child(-n+2) { border-bottom: 1px solid var(--border); }
    .picture-grid { grid-template-columns: 1fr 1fr; }
    .service-grid { grid-template-columns: 1fr 1fr; }
    .process-grid { grid-template-columns: repeat(3,1fr); }
    .process-step::after { display: none; }
    .testimonial-grid { grid-template-columns: 1fr 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 860px) {
    .section { padding: 74px 0; }
    .utility-location { display: none; }
    .site-brand { width: 290px; max-width: 78vw; }
    .menu-toggle { display: block; z-index: 1002; }
    .primary-navigation { position: fixed; inset: 0 0 0 auto; z-index: 1000; width: min(88vw, 420px); display: flex; flex-direction: column; align-items: stretch; justify-content: flex-start; gap: 24px; padding: 110px 28px 35px; background: linear-gradient(180deg,var(--navy-deep),var(--navy)); box-shadow: -20px 0 50px rgba(4,29,58,.28); transform: translateX(110%); transition: transform .28s ease; }
    .primary-navigation.is-open { transform: translateX(0); }
    .primary-navigation.is-open::before { content: ""; position: fixed; inset: 0 100% 0 auto; width: 100vw; background: rgba(2,16,32,.55); }
    .nav-menu { flex-direction: column; align-items: stretch; gap: 0; width: 100%; }
    .nav-menu li { border-bottom: 1px solid rgba(255,255,255,.12); }
    .nav-menu a { display: block; padding: 16px 4px; font-size: 1.05rem; color: var(--white); }
    .nav-cta { width: 100%; justify-content: center; }
    .menu-toggle[aria-expanded="true"] > span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle[aria-expanded="true"] > span:nth-child(2) { opacity: 0; }
    .menu-toggle[aria-expanded="true"] > span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    .hero-grid { grid-template-columns: 1fr; padding-top: 64px; padding-bottom: 100px; }
    .hero-copy { text-align: center; }
    .hero-copy .eyebrow { justify-content: center; }
    .hero-lead { margin-left: auto; margin-right: auto; }
    .hero-actions, .trust-row { justify-content: center; }
    .hero-visual { max-width: 540px; width: 100%; margin: 0 auto; }
    .hero-photo-shell { width: 100%; }
    .split-grid, .application-grid, .documents-grid, .faq-grid, .consultation-grid, .contact-grid { grid-template-columns: 1fr; gap: 42px; }
    .values-grid { grid-template-columns: 1fr 1fr; }
    .process-grid { grid-template-columns: 1fr 1fr; }
    .faq-grid .section-heading { margin-bottom: 0; }
    .legal-grid { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
    .container { width: min(calc(100% - 28px), var(--container)); }
    .section { padding: 62px 0; }
    .utility-inner { justify-content: center; }
    .utility-actions, .utility-divider { display: none; }
    .main-nav-inner { min-height: 74px; }
    .site-brand { width: 250px; }
    .hero-grid { min-height: auto; padding-top: 54px; }
    .hero h1 { font-size: 2.7rem; }
    .hero-lead { font-size: 1.05rem; }
    .hero-actions { flex-direction: column; }
    .hero-actions .button { width: 100%; }
    .trust-row { display: grid; gap: 9px; text-align: left; max-width: 330px; margin: 0 auto; }
    .hero-visual { min-height: 380px; }
    .hero-photo-shell { min-height: 380px; }
    .hero-banner-photo { height: 380px; }
    .hero-photo-badge { left: 14px; right: 14px; bottom: 14px; padding: 13px 14px; }
    .finance-card { padding: 20px; min-height: 365px; transform: none; }
    .growth-visual { height: 210px; }
    .floating-card { font-size: .76rem; padding: 10px 12px; }
    .floating-card-one { left: -3px; top: 45px; }
    .floating-card-two { right: -2px; bottom: 34px; }
    .quick-actions { margin-top: -48px; }
    .quick-actions-grid { grid-template-columns: 1fr; }
    .quick-card { border-right: 0; border-bottom: 1px solid var(--border) !important; min-height: 104px; }
    .quick-card:last-child { border-bottom: 0 !important; }
    .picture-grid, .service-grid, .values-grid, .process-grid, .testimonial-grid, .footer-grid { grid-template-columns: 1fr; }
    .form-grid.two-columns, .document-list { grid-template-columns: 1fr; }
    .whatsapp-form, .document-card, .wellness-card { padding: 25px; }
    .mission-panel { padding-left: 20px; }
    .mission-item { grid-template-columns: 44px 1fr; }
    .footer-bottom-inner { flex-direction: column; justify-content: center; text-align: center; padding: 18px 0; }
    .approved-by { flex-direction: column; align-items: flex-start; }
    .approved-details { justify-items: start; width: 100%; }
    .approved-logos { justify-content: flex-start; width: 100%; }
    .approved-logos img { max-width: 150px; height: 56px; }
    .floating-whatsapp { right: 14px; bottom: 78px; width: 54px; height: 54px; padding: 12px; justify-content: center; }
    .floating-whatsapp span { display: none; }
    .mobile-cta-bar { position: fixed; display: grid; grid-template-columns: repeat(3,1fr); left: 0; right: 0; bottom: 0; z-index: 940; background: var(--white); box-shadow: 0 -8px 25px rgba(4,29,58,.16); }
    .mobile-cta-bar a { padding: 13px 6px; text-align: center; color: var(--navy); font-size: .84rem; font-weight: 850; border-right: 1px solid var(--border); }
    .mobile-cta-bar a:last-child { border-right: 0; background: #21b95b; color: var(--white); }
    body { padding-bottom: 50px; }
}